The Florida Life and Annuity (Including Variable Contracts) Agent examination, Pearson VUE code InsFL-Life01, covers general life, annuity, and variable-product knowledge plus Florida statutes and rules. The related State Requirement determines whether an applicant must take it.
Exam overview
- Exam summary
- Florida Life and Annuity (Including Variable Contracts) Agent examination for the 2-14 resident authority; Pearson VUE code InsFL-Life01.
- Exam-specific prerequisites
- Conditional
- Prerequisite explanation
- The ordinary pathway requires the applicable 30-hour prelicensing course before qualification. Education, designation, transfer, degree, and military exceptions can change whether the exam applies. The State Requirement owns those rules.
Exam structure
- Number of questions
- 85 scored questions plus 10 pretest/unscored questions
- Exam duration
- 2 hours
- Passing threshold / published scoring model
- 70% correct
- Exam format
- Computer-based examination covering general knowledge and Florida statutes, rules, and regulations
- Testing method
- In-person
- Exam content / topic overview
- Use the current Pearson VUE Florida Agent’s Life (Including Annuities & Variable Contracts) content outline. Topics include life policies and features, provisions and riders, applications and underwriting, annuities, retirement and tax concepts, licensing, agent responsibilities, marketing practices, and Florida-specific law.
Cost & attempts
- Exam fee
- $44 per attempt
- Retake policy
- A new $44 fee applies to each attempt. Florida permits no more than five attempts for the same examination type during a 12-month period. A passing score remains valid for one year while the applicant completes licensing.
- Retake waiting period / attempt limitations
- No general waiting period was published in the reviewed official materials; maximum five attempts for the same exam type in 12 months
Scheduling & accessibility
- Scheduling instructions
- After receiving any required authorization in MyProfile, create or use a Pearson VUE Florida Insurance account and schedule at an available test center. Bring acceptable current government-issued identification matching the registration name.
- Accommodations information
- Request disability accommodations through Pearson VUE before scheduling. The handbook also provides an English-as-a-second-language request process.
Administrator (time-sensitive)
- Current exam administrator
- Pearson VUE
- Administrator last verified date
- 2026-08-19
- Official scheduling / reference source
- https://www.pearsonvue.com/us/en/fl/insurance.html
Source governance
- Official candidate handbook / exam outline
- https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121000.pdf
- Primary authoritative source
- https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121003.pdf
- Secondary official sources
- Florida DFS 2-14 resident qualification sheet; Pearson VUE Florida Insurance exam page and candidate handbook
- Last verified date
- 2026-08-19
- Verification status
- Verified
- Effective date
- 2026-01-01
- Review / recheck date
- 2026-11-19
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