Washington’s resident full-lines Life producer pathway requires the Life examination, an NIPR application, and post-application fingerprints. Mandatory producer prelicensing education ended July 23, 2023.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Resident individual applicant
Prelicensing education
- Prelicensing education required
- No
- Education requirement explanation
- No mandatory producer PLE effective July 23, 2023; optional preparation may still be useful.
- Exemptions available
- Yes
- Exemption explanation
- A qualifying same-authority 90-day resident transfer may be exam-exempt.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- After applying, submit electronic fingerprints through IdentoGO. Current total: $49. Reuse/validity was not published and is omitted.
Application
- Application required
- Yes
- Application fee
- $55 state fee; NIPR transaction fee may be additional
- Application channel / system
- NIPR
- Application instructions
- Pass the PSI Life exam, apply through NIPR, then follow OIC instructions for post-application fingerprints.
- Official application reference
- https://nipr.com/licensing-center/state-requirements/washington-resident-licensing-individual
Renewal & maintenance
- Renewal cycle
- Biennial, birth-month expiration
- Renewal fee
- $55 on time; $82.50 at 1–30 days; $110 at 31–60 days; $165 at 61 days through 12 months
- CE required
- Yes
- CE hours
- 24
- CE cycle
- Each two-year term
- Ethics hours
- 3
- CE explanation
- Excess CE does not carry to the next period.
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- Same-authority transfer exam waiver within 90 days; exam-exempt reinstatement through one year after expiration, with CE compliance after expiration.
Military / veteran / spouse
- Veteran-specific provisions
- Qualifying veterans may seek federal VA exam-fee reimbursement. A separate requested active-duty renewal-procedure waiver uses mobilization documentation and a designated representative.
Source governance
- Primary authoritative source
- https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed
- Secondary official sources
- NIPR Washington resident requirements; PSI Washington insurance bulletin
- Statute / regulation reference
- RCW 48.17 and WAC 284-17-254
- Source reference URL
- https://www.insurance.wa.gov/individual-fees
- Last verified date
- 2026-08-20
- Verification status
- Verified
- Review / recheck date
- 2026-11-19
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