Virginia uses one combined Property and Casualty producer qualification covering personal and commercial lines. Personal Lines is a narrower, mutually exclusive alternative, not an additional required step. An ordinary first-time resident must pass the combined examination, apply online, and complete the resident fingerprint process.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Ordinary first-time Virginia resident individual applicant
- General eligibility explanation
- Virginia residence and an address are required. Noncitizens must show authorization to work in the United States. Issuance remains subject to application and background review.
Prelicensing education
- Prelicensing education required
- No
- Education requirement explanation
- Virginia does not require ordinary Property and Casualty prelicensing education. Optional preparation may help an applicant pass exam 11-03.
- Exemptions available
- Yes
- Exemption explanation
- A qualifying same-authority move to Virginia may avoid the Virginia examination and fingerprints when the prior resident license is inactive and the application is made within 90 days.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- Use Fieldprint code FPVABOIProducer. The current cost is $34.95, including Virginia State Police and FBI fees. Bring the appointment number and two valid IDs. Fingerprints must be no older than 90 days for the application. New prints are not required only when prints were submitted within the last 12 months, the applicant is currently licensed, and the applicant is applying for the same license type; there are no exceptions.
Application
- Application required
- Yes
- Application fee
- Virginia state application fee: $15 for the combined qualification. NIPR or Sircon may add a transaction or service charge; confirm the additional amount in the application before checkout.
- Application channel / system
- Sircon or NIPR
- Application instructions
- Pass Prometric exam 11-03, apply online through Sircon or NIPR, and complete the required resident Fieldprint process. The exam may be taken before fingerprints. Applications may close after 30 days if required documentation is not received.
- Official application reference
- https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent/applying-for-a-individual-va-insurance-license/
Renewal & maintenance
- Renewal cycle
- Biennial; end of birth month in the odd/even year matching the birth year
- Renewal fee
- $10 per line of authority; within 12 months, reinstatement requires the $10 renewal fee plus a $20 reinstatement fee per line and completion of required CE
- CE required
- Yes
- CE hours
- 16 with one license type; 24 with two or more license types and at least 8 applicable to each type
- CE cycle
- Each biennial term; a first-cycle exemption applies when issued in the last 13 months of the biennium; excess credits do not carry forward
- Ethics hours
- 3
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- A qualifying same-authority transfer within 90 days may avoid the Virginia exam and fingerprints. The prior resident license must be inactive; an active Virginia nonresident license and appointments can continue during the window.
Military / veteran / spouse
- Veteran-specific provisions
- Eligible applicants may seek GI Bill reimbursement of an examination fee after payment. Military call-up may support case-by-case CE relief, and military service may support renewal or reinstatement relief. No P&C-specific initial-license, application-fee, fingerprint, exam, veteran, spouse, or surviving-spouse waiver was identified.
Source governance
- Primary authoritative source
- https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent/application-fees/
- Secondary official sources
- Virginia SCC individual application, renewal, CE, moving-to-Virginia, and military pages; NIPR Virginia resident licensing; Prometric Virginia bulletin
- Statute / regulation reference
- Va. Code §§ 38.2-1800, 38.2-1817 through 38.2-1820, 38.2-1825.1, 38.2-1836, and 38.2-1866 through 38.2-1871
- Source reference URL
- https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent/applying-for-a-individual-va-insurance-license/
- Last verified date
- 2026-08-23
- Verification status
- Verified
- Review / recheck date
- 2026-11-21
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