Virginia licenses Health as a qualification separate from Life and Annuities. The ordinary resident pathway requires the Virginia Health examination, Series 11-06, an electronic application, and resident fingerprinting; Virginia does not require prelicensing education for this qualification.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Ordinary Virginia resident individual seeking the separate Health qualification.
- General eligibility explanation
- Be at least 18 and satisfy Virginia character, competence, disclosure, examination, application, and resident fingerprint requirements.
Prelicensing education
- Prelicensing education required
- No
- Required education hours
- No prelicensing course is required for the Health qualification.
- Education requirement explanation
- Virginia requires prelicensing education only for Title among the ordinary resident producer qualifications listed by the Bureau. Applicants should prepare from the current Series 11-06 outline and Prometric bulletin.
- Exemptions available
- Conditional
- Exemption explanation
- Nonresidents and qualifying resident transfers follow different rules. A resident transfer applying for an equivalent authority within 90 days may avoid the Virginia examination and fingerprints.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- New Virginia resident producer applicants schedule fingerprinting through Fieldprint using code FPVABOIProducer. Applications include background and regulatory disclosures with supporting documents when required.
Application
- Application required
- Yes
- Application fee
- $15 for the Health qualification, excluding examination and fingerprint vendor fees
- Application channel / system
- Sircon or NIPR electronic application
- Application instructions
- Pass Series 11-06 unless exempt, apply electronically, attach required disclosure documents, and complete resident fingerprinting. Apply within 183 days after satisfying the examination requirement. The Bureau ordinarily allows 15 business days, or 30–60 business days for applications with convictions.
- Official application reference
- https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent/applying-for-a-individual-va-insurance-license/
Renewal & maintenance
- Renewal cycle
- Every two years based on birth month and birth-year parity; at least 13 months before the first renewal
- Renewal fee
- $10 per line of authority
- CE required
- Yes
- CE hours
- 16 hours when Health is the only qualification or when holding Life and Annuities plus Health; 24 hours when holding multiple other categories
- CE cycle
- Biennial; due by license expiration
- Ethics hours
- 3
- CE explanation
- For multiple categories requiring 24 hours, at least 8 hours must apply to each category. Virginia does not permit CE carryover.
- CE exemptions / special rules
- Long-term-care partnership policies require separate initial training of at least 8 hours and at least 4 hours of ongoing training every 24 months. Product and marketplace certification duties are separate from base licensing.
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- A nonresident must hold the same active authority in the home state and generally does not take Virginia resident education or examination.
- Portability / mobility notes
- A producer moving to Virginia may avoid examination and fingerprinting for equivalent authorities by applying within 90 days after inactivating the former resident license.
Military / veteran / spouse
- Veteran-specific provisions
- No Virginia insurance-specific initial Health examination or fee waiver for veterans or servicemembers was verified.
- Military-spouse provisions
- No Virginia insurance-specific initial Health examination or fee waiver for military spouses was verified.
- Fee waiver available
- No
- Expedited processing available
- No
- Military experience / education credit
- No
- Temporary / provisional authority
- Temporary Life and Health authority exists for limited statutory circumstances and is not the ordinary resident pathway.
Source governance
- Primary authoritative source
- https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent/applying-for-a-individual-va-insurance-license/
- Secondary official sources
- Virginia SCC Lines of Authority and Application Fees; Virginia SCC License Renewals and Continuing Education; Prometric Virginia Insurance Licensing Information Bulletin
- Statute / regulation reference
- Virginia Code §§ 38.2-1817, 38.2-1819, 38.2-1820, 38.2-1836, and 38.2-1866; 14VAC5-200
- Source reference URL
- https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent/application-fees/
- Last verified date
- 2026-08-19
- Verification status
- Verified
- Review / recheck date
- 2026-11-19
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