Pennsylvania offers separate Property and Allied Lines and Casualty and Allied Lines authorities. This ordinary both-authority pathway uses combined PSI exam 16-06; separate exams 16-04 and 16-05 remain alternatives.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Resident individual applicant
- General eligibility explanation
- Ordinary first-time Pennsylvania resident individual seeking both Property and Casualty authorities.
Prelicensing education
- Prelicensing education required
- Yes
- Required education hours
- 24
- Education requirement explanation
- Complete 24 approved prelicensing credits unless a listed exemption applies.
- Exemptions available
- Yes
- Exemption explanation
- Confirm any applicant-specific education or exam exemption before relying on it.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- Apply first, then register with IdentoGO using service code 1KGBGJ. The current official fingerprint schedule is $26.20.
Application
- Application required
- Yes
- Application fee
- $55 resident individual producer fee; filing-channel transaction charge may be additional.
- Application channel / system
- Sircon or NIPR
- Application instructions
- Complete education, pass combined exam 16-06, apply through Sircon or NIPR, then complete fingerprints.
- Official application reference
- https://www.pa.gov/agencies/insurance/licensing/licensees/initial-insurance-producer-licensing-process
Renewal & maintenance
- Renewal cycle
- Two years, based on birth month
- Renewal fee
- $55 timely renewal; $165 lapsed renewal
- CE required
- Yes
- CE hours
- 24
- CE cycle
- Every two years
- Ethics hours
- 3 ethics hours
- CE explanation
- Complete Pennsylvania’s current producer CE requirement.
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- Confirm matching-authority portability rules for the applicant.
Military / veteran / spouse
- Veteran-specific provisions
- PID may consider CE waiver requests case by case; no broader initial veteran or spouse waiver was verified.
Source governance
- Primary authoritative source
- https://www.pa.gov/agencies/insurance/licensing/licensees/initial-insurance-producer-licensing-process
- Secondary official sources
- PSI Pennsylvania Candidate Information Booklet 7286 and official 16-06 outline
- Statute / regulation reference
- Pennsylvania Insurance Department producer licensing requirements
- Source reference URL
- https://test-takers.psiexams.com/api/content/bulletin/7286
- Last verified date
- 2026-08-24
- Verification status
- Verified
- Review / recheck date
- 2026-11-24
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