Ohio’s ordinary both-line pathway requires 20 approved Property hours plus 20 approved Casualty hours or approved waivers, BCI/FBI checks, combined PSI exam 11-36, and application after passing. Separate exams remain alternatives.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Resident individual applicant
- General eligibility explanation
- Ordinary initial Ohio resident seeking both Property and Casualty major lines.
Prelicensing education
- Prelicensing education required
- Yes
- Education requirement explanation
- Twenty approved Property hours plus twenty approved Casualty hours; present both signed certificates or applicable approved waivers.
- Exemptions available
- Yes
- Exemption explanation
- Approved degree/designation or superintendent-approved military equivalence may apply; not automatic.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- BCI/FBI National WebCheck; PSI option $72.25; other approved-provider prices vary; results valid one year.
Application
- Application required
- Yes
- Application fee
- $20 state total for both Property and Casualty ($10 per requested Major Line authority); NIPR transaction fee additional
- Application channel / system
- NIPR
- Application instructions
- Complete education or waivers, background checks and combined exam 11-36, then apply.
- Official application reference
- https://nipr.com/licensing-center/state-requirements/ohio-resident-licensing-individual
Renewal & maintenance
- Renewal cycle
- Biennial, birth month
- Renewal fee
- $0 timely; $50 late; $100 reinstatement
- CE required
- Yes
- CE hours
- 24
- CE cycle
- Each two-year term
- Ethics hours
- 3
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- Qualifying same-authority 90-day transfer treatment may apply.
Military / veteran / spouse
- Veteran-specific provisions
- Approved military education equivalence and documented active-duty extension/fee-waiver requests are not automatic.
Source governance
- Primary authoritative source
- https://codes.ohio.gov/ohio-revised-code/chapter-3905
- Secondary official sources
- PSI bulletin 5496; OAC 3901-5-09 and 3901-5-01; NIPR
- Statute / regulation reference
- ORC 3905.06 and 3905.051
- Source reference URL
- https://test-takers.psiexams.com/api/content/bulletin/5496
- Last verified date
- 2026-08-21
- Verification status
- Verified
- Review / recheck date
- 2026-11-19
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