Mississippi’s ordinary resident Life producer pathway uses the standalone Life examination. Life applicants are exempt from the former 20-hour prelicensing requirement effective July 1, 2024.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Ordinary first-time resident individual
Prelicensing education
- Prelicensing education required
- No
- Required education hours
- 0
- Education requirement explanation
- MID’s specific July 1, 2024 notice exempts Life applicants from the former 20-hour prelicensing requirement.
Background
- Fingerprints required
- No
- Fingerprint / background instructions
- The ordinary producer process does not direct fingerprinting; the handbook reserves fingerprint instructions for bail applicants.
Application
- Application required
- Yes
- Application fee
- $100 producer license; Sircon or NIPR transaction charge additional.
- Application channel / system
- Sircon or NIPR
- Official application reference
- https://www.mid.ms.gov/mississippi-insurance-department/licensing/producer-individual-licensing/
Renewal & maintenance
- CE required
- Yes
- CE hours
- 12 or 24 depending on term length
- Ethics hours
- 3 for 19–24 month terms
Portability
- Nonresident licensing available
- Yes
Source governance
- Primary authoritative source
- https://www.mid.ms.gov/mississippi-insurance-department/licensing/producer-individual-licensing/
- Last verified date
- 2026-08-26
- Verification status
- Verified
- Review / recheck date
- 2026-09-26
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