Kentucky’s ordinary first-time resident Accident and Health producer pathway follows the regulator-approved authority and examination architecture documented in the controlling research package.

Eligibility

Minimum age
18
Residency requirement / status
Ordinary first-time resident individual

Prelicensing education

Education requirement explanation
20 hours per authority

Background

Fingerprint / background instructions
Resident applicant obtains the Kentucky AOC criminal-background report.

Application

Application required
Yes
Application fee
$40 resident individual agent license/class plus $40 per requested line; confirm the live DOI schedule.
Application channel / system
Official regulator-linked electronic application
Official application reference
https://insurance.ky.gov/ppc/newstatic_info.aspx?static_id=21

Renewal & maintenance

CE hours
Resident major-line CE applies; delinquent CE may be cured within the governed reinstatement period.

Portability

Nonresident licensing available
Yes

Source governance

Primary authoritative source
https://insurance.ky.gov/ppc/newstatic_info.aspx?static_id=21
Last verified date
2026-08-26
Verification status
Verified
Review / recheck date
2026-09-26

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