Illinois’s ordinary resident Producer—Life pathway requires approved Life prelicensing education, both Pearson Life examination components, and an NIPR application after the reporting wait. Ordinary Producer issuance does not require an insurer appointment.

Eligibility

Minimum age
18
Residency requirement / status
Resident individual applicant
General eligibility explanation
Ordinary first-time Illinois resident individual applying for Producer—Life authority.

Prelicensing education

Prelicensing education required
Yes
Required education hours
20
Education requirement explanation
Complete 20 approved Life hours, including 7.5 classroom hours. Education must remain active and be used to obtain the license within 12 months.
Exemptions available
Yes
Exemption explanation
Current handbook designation exemptions and qualifying same-authority mover relief may apply; document the basis before omitting education or exams.

Background

Fingerprints required
No
Background check required
No
Fingerprint / background instructions
Current ordinary Producer instructions omit fingerprints, while Public Adjuster instructions affirmatively address them. This is a scoped ordinary-class conclusion, not a universal Illinois insurance rule.

Application

Application required
Yes
Application fee
$215 for a full two-year period; the initial amount may be prorated when fewer than 730 days are granted. NIPR transaction fees are additional.
Application channel / system
NIPR
Application instructions
Complete education, pass both Life components within 90 days, wait five days for reporting, then apply through NIPR. No appointment is required for ordinary Producer issuance.
Official application reference
https://nipr.com/licensing-center/state-requirements/illinois-resident-licensing-individual

Renewal & maintenance

Renewal cycle
Two years, assigned by birth month
Renewal fee
$215 renewal; $430 total reinstatement within 12 months. After 12 months, repeat PLE and both exam components and pay the ordinary fee. NIPR transaction fees are additional.
CE required
Yes
CE hours
24
CE cycle
Each two-year term
Ethics hours
3 classroom or webinar ethics hours
CE explanation
Maintain CE compliance for renewal or reinstatement; product-specific training remains separate.

Portability

Nonresident licensing available
Yes
Reciprocity / nonresident overview
A qualifying same-authority mover currently licensed or applying within 90 days after cancellation in good standing may avoid PLE and exam.

Military / veteran / spouse

Veteran-specific provisions
After notice, qualifying military service can preserve the producer license without renewal filing or further fee; a military renewal waiver and narrow temporary designee route also exist. No separate military-spouse initial-license preference was found.

Source governance

Primary authoritative source
https://insurance.illinois.gov/Applications/ResInsuranceProd/
Secondary official sources
Pearson Illinois Insurance handbook 121400 and current outline; NIPR Illinois resident individual requirements
Statute / regulation reference
215 ILCS 5/500-35 and 500-60; 50 Ill. Adm. Code § 3110.10
Source reference URL
https://www.pearsonvue.com/us/en/il/insurance.html
Last verified date
2026-08-22
Verification status
Verified
Review / recheck date
2026-11-22

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