Florida’s 2-20 Resident General Lines authority is broader than Property/Casualty: it includes Property, Casualty, Surety, Marine, Health, and Miscellaneous Lines. The ordinary pathway uses approved education, the Florida General Lines Agent examination, a MyProfile application, fingerprints, and an appointment before transacting insurance.

Eligibility

Minimum age
18
Residency requirement / status
Resident individual applicant
General eligibility explanation
Ordinary first-time Florida resident individual seeking the broad 2-20 Resident General Lines authority. The narrower 20-44 Personal Lines authority is a separate alternative and is outside this pathway.

Prelicensing education

Prelicensing education required
Yes
Required education hours
200
Education requirement explanation
Complete an approved 200-hour General Lines course unless a documented statutory education or examination alternative applies.
Exemptions available
Yes
Exemption explanation
Florida publishes specific alternatives and exemptions, including qualifying CPCU applicants and qualifying same-type/class movers. Confirm the applicant-specific basis before omitting education or examination.

Background

Fingerprints required
Yes
Background check required
Yes
Fingerprint / background instructions
Use DFS’s required IdentoGO by Idemia channel. Florida LiveScan costs $49.50 plus applicable local county sales tax; card scan costs $50.75 plus applicable local county sales tax. The first illegible LiveScan may be resubmitted without charge within 90 days; after two illegible submissions DFS requests an FBI name check. Unlicensed-applicant results are usable for one year; qualifying existing DFS results may be reusable within 48 months unless DFS requests new prints.

Application

Application required
Yes
Application fee
$50 application fee plus $5 license identification fee. An additional MyProfile or NIPR channel charge may appear; confirm before checkout.
Application channel / system
Florida DFS MyProfile
Application instructions
Complete education or document an exemption, pass the exam, submit the MyProfile application and fingerprints, and obtain an appointment before transacting. Appointment costs depend on the appointing relationship and are not included in a universal initial total.
Official application reference
https://dice.fldfs.com/public/pb_index.aspx

Renewal & maintenance

Renewal cycle
The license remains valid while statutory requirements are met; appointments renew on their applicable two-year cycles.
Renewal fee
Appointment and reinstatement charges vary with the appointing relationship; confirm current amounts before filing.
CE required
Yes
CE hours
24
CE cycle
Every two years
Ethics hours
4-hour Law and Ethics Update—General Lines (5-220)
CE explanation
Complete the four-hour General Lines Law and Ethics update plus 20 elective hours, subject to statutory reductions, carryforward, exemptions, active-duty waiver, and good-cause extension rules.

Portability

Nonresident licensing available
Yes
Reciprocity / nonresident overview
A qualifying applicant licensed for the same type and class for at least one year may receive examination relief when applying within 90 days after becoming a Florida resident; fingerprints still apply.

Military / veteran / spouse

Veteran-specific provisions
Eligible active-duty personnel and spouses may use identified military testing sites. This is testing access, not an initial license, education, examination, fingerprint, or fee waiver. An active-duty licensee unable to complete CE may request statutory relief.

Source governance

Primary authoritative source
https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/2-20-resident-general-lines
Secondary official sources
Pearson VUE Florida Insurance Candidate Handbook #121000 and Content Outlines #121003; Florida DFS fee, fingerprinting, and continuing-education pages
Statute / regulation reference
Florida Statutes §§ 626.221 and 626.2815
Source reference URL
https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121000.pdf
Last verified date
2026-08-24
Verification status
Verified
Review / recheck date
2026-11-24

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