Arizona’s resident Life producer pathway generally requires the standalone Life examination, an NIPR application, and conditional post-application fingerprints. No mandatory ordinary Life prelicensing course applies; exam preparation remains optional.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Resident individual applicant
- General eligibility explanation
- Ordinary Arizona resident applicant for Insurance Producer — Life authority. Apply within one year after passing the examination.
Prelicensing education
- Prelicensing education required
- No
- Education requirement explanation
- No mandatory ordinary Life PLE applies. Optional preparation may help an applicant pass.
- Exemptions available
- Yes
- Exemption explanation
- A qualifying same-authority resident transfer may be examination-exempt; confirm exact eligibility.
Background
- Fingerprints required
- Conditional
- Background check required
- Conditional
- Fingerprint / background instructions
- A resident without an existing Arizona fingerprint-requiring license generally fingerprints after applying. Current electronic total: $30.69 ($22.44 processing plus $8.25 collection).
Application
- Application required
- Yes
- Application fee
- $120; eligible low-income applicants may request a state license-fee waiver
- Application channel / system
- NIPR
- Application instructions
- Pass PSI series 13-31, apply through NIPR within one year, and complete conditional fingerprints after applying.
- Official application reference
- https://difi.az.gov/licensing/insurance-professionals
Renewal & maintenance
- Renewal cycle
- Four-year term ending on the last day of the birth month
- Renewal fee
- $120
- CE required
- Yes
- CE hours
- 48 total
- CE cycle
- Each four-year term
- Ethics hours
- 6
- CE explanation
- Narrow exemptions apply; verify current eligibility.
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- A qualifying same-authority resident transfer may avoid the Arizona exam; fingerprints and the resident application still apply.
- Portability / mobility notes
- Former-state clearance and a 90-day fingerprint/background sequence may apply.
Military / veteran / spouse
- Veteran-specific provisions
- Ordered active service can extend exam-result validity and support requested inactive status and renewal/CE deadline extensions. This is not a general veteran fee waiver.
Source governance
- Primary authoritative source
- https://difi.az.gov/licensing/insurance-professionals
- Secondary official sources
- Arizona DIFI electronic fingerprint process; PSI Arizona insurance bulletin and standalone Life outline
- Statute / regulation reference
- A.R.S. §§ 20-284 and 20-289.01
- Source reference URL
- https://difi.az.gov/digital-fingerprint
- Last verified date
- 2026-08-20
- Verification status
- Verified
- Review / recheck date
- 2026-11-19
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