The Virginia Life and Annuities (11-05) examination is administered by Prometric and covers Virginia licensing law plus life-insurance and non-variable-annuity knowledge. The related State Requirement determines when the examination applies.
Exam overview
- Exam summary
- Virginia Life and Annuities examination, series 11-05, administered by Prometric.
- Exam-specific prerequisites
- No
- Prerequisite explanation
- The current ordinary Life and Annuities route does not identify a state-mandated prelicensing course. Registration requirements still apply, and passing the exam is only one step toward licensure.
Exam structure
- Number of questions
- 90 scored questions plus 15 pretest/unscored questions
- Exam duration
- 120 minutes
- Passing threshold / published scoring model
- The official score report includes pass/fail, an overall numeric percentage, and section percentages. The reviewed official bulletin and outline do not publish a numeric passing cutoff.
- Exam format
- Computerized multiple-choice examination; Virginia-specific law and Life and Annuities subject matter
- Testing method
- Both
- Exam content / topic overview
- Use the current Prometric 11-05 content outline. Topics include licensing and regulation, general insurance concepts, life policies, policy provisions and options, annuities, tax considerations, retirement plans, and Virginia-specific rules.
Cost & attempts
- Exam fee
- $35
- Retake policy
- After a failed attempt, wait 24 hours before making another reservation. After the third failed attempt, wait 30 calendar days before retesting; each attempt requires a new fee.
- Retake waiting period / attempt limitations
- 24 hours to reserve after failure; 30 calendar days after a third failure
Scheduling & accessibility
- Scheduling instructions
- Register and schedule through Prometric. Registration is valid for 90 days. Choose a Prometric test center or remote proctoring and bring the two forms of identification required by the current bulletin.
- Accommodations information
- Request ADA accommodations through Prometric before scheduling, generally allowing 30 days for review. The bulletin also provides an English-as-a-second-language process.
Administrator (time-sensitive)
- Current exam administrator
- Prometric
- Administrator last verified date
- 2026-08-19
- Official scheduling / reference source
- https://www.prometric.com/exams/insurance-va/
Source governance
- Official candidate handbook / exam outline
- https://www.scc.virginia.gov/media/sccvirginiagov-home/regulated-industries/insurance/licensing-amp-registration/apply-for-an-individual-virginia-insurance-license/insva-cib-final.pdf
- Primary authoritative source
- https://www.prometric.com/files/Virginia/1105-Life-and-Annuities-Insurance.pdf
- Secondary official sources
- Virginia SCC/Prometric Virginia Insurance Licensing Information Bulletin effective 2024-12-13; Virginia SCC application and fee pages; Prometric Virginia insurance exam hub
- Last verified date
- 2026-08-19
- Verification status
- Verified
- Review / recheck date
- 2026-11-19
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