California uses one combined examination for applicants selecting both separate Property Broker-Agent and Casualty Broker-Agent authorities. The current March 2026 CDI/PSI bulletin allows 195 minutes—not the superseded three-hour duration.

Exam overview

Exam summary
Combined California Property and Casualty examination supporting the separate Property Broker-Agent and Casualty Broker-Agent authorities.
Exam-specific prerequisites
Yes
Prerequisite explanation
Complete the 12-hour Ethics and California Insurance Code course; a documented same-authority mover may receive examination relief but not course or fingerprint relief.

Exam structure

Number of questions
150 questions, with possible unscored experimental questions
Exam duration
195 minutes (3 hours, 15 minutes)
Passing threshold / published scoring model
60 percent
Exam format
Combined computerized Property and Casualty examination
Testing method
Both
Exam content / topic overview
Combined Property and Casualty examination objectives and California law; the license application still selects two separate authorities.

Cost & attempts

Exam fee
$55; PSI charges a separate $43 convenience fee at PSI test centers, but not at CDI’s Los Angeles test center
Retake policy
Cancel or reschedule at least two business days before the appointment to avoid forfeiture. After 10 failed attempts, wait 12 months before testing again.

Scheduling & accessibility

Scheduling instructions
Schedule a California test-center or online remote-proctored appointment through PSI. Confirm the delivery-specific total before checkout.

Administrator (time-sensitive)

Current exam administrator
PSI
Administrator last verified date
2026-08-24
Official scheduling / reference source
https://test-takers.psiexams.com/cadi

Source governance

Official candidate handbook / exam outline
https://www.insurance.ca.gov/0200-industry/0020-apply-license/0100-indiv-resident/upload/CA-State-License-Board3.pdf
Primary authoritative source
https://www.insurance.ca.gov/0200-industry/0020-apply-license/0100-indiv-resident/upload/CA-State-License-Board3.pdf
Last verified date
2026-08-24
Verification status
Verified
Effective date
2026-03-01
Review / recheck date
2026-11-24

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