The standalone California Life examination is administered by PSI at California test centers or by online remote proctoring. It is distinct from the combined Life and Accident and Health or Sickness option.
Exam overview
- Exam summary
- PSI standalone California Life examination.
- Exam-specific prerequisites
- Yes
- Prerequisite explanation
- The approved 12-hour ethics and California Insurance Code course must be completed before license issuance. CDI encourages line-specific exam preparation but does not require it as prelicensing education.
Exam structure
- Number of questions
- 75 scored questions plus 1–10 possible unscored experimental questions
- Exam duration
- 105 minutes
- Passing threshold / published scoring model
- 60%
- Exam format
- Computerized standalone Life examination
- Testing method
- Both
- Exam content / topic overview
- Use CDI’s current standalone Life examination objectives; do not substitute the combined Life and Accident and Health or Sickness examination.
Cost & attempts
- Exam fee
- $55; PSI adds a separate $43 convenience fee only when testing at a PSI test center outside California
- Retake policy
- Re-register after a failed attempt. Ten failed Life or combination-Life attempts trigger a 12-month bar from the last failure.
Scheduling & accessibility
- Scheduling instructions
- Schedule through PSI for a California test center or online remote appointment. A passed qualifying examination remains valid for one year.
Administrator (time-sensitive)
- Current exam administrator
- PSI
- Administrator last verified date
- 2026-08-22
- Official scheduling / reference source
- https://test-takers.psiexams.com/cadi
Source governance
- Official candidate handbook / exam outline
- https://test-takers.psiexams.com/api/content/bulletin/2559
- Primary authoritative source
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/Life/quals.cfm
- Last verified date
- 2026-08-22
- Verification status
- Verified
- Review / recheck date
- 2026-11-22
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