Michigan’s ordinary first-time resident Accident and Health Producer pathway requires 20 hours of approved prelicensing education, standalone PSI exam 16-66, and an application through NIPR.

Eligibility

Minimum age
18
Residency requirement / status
Resident individual applicant

Prelicensing education

Prelicensing education required
Yes
Required education hours
20
Education requirement explanation
Complete an approved 20-hour course before testing; the certificate is valid 12 months.
Exemptions available
Yes
Exemption explanation
DIFS designation waivers require approval; mover relief is conditional.

Background

Fingerprints required
No
Background check required
Yes
Fingerprint / background instructions
DIFS conducts background review. Current ordinary instructions do not direct a separate fingerprint appointment; this is not a universal exemption.

Application

Application required
Yes
Application fee
$15 total: $10 Michigan fee plus displayed $5 NIPR transaction fee.
Application channel / system
NIPR
Official application reference
https://www.michigan.gov/difs/industry/licensing-ins/agnt-ins/general-info/how-to-become-licensed-as-a-resident-producer

Renewal & maintenance

CE required
Yes
CE hours
24
CE cycle
Every two years
Ethics hours
3

Portability

Nonresident licensing available
Yes

Source governance

Primary authoritative source
https://www.michigan.gov/difs/industry/licensing-ins/agnt-ins/general-info/how-to-become-licensed-as-a-resident-producer
Secondary official sources
DIFS examination/PLE pages; PSI Bulletin 3560; public 16-66 outline
Source reference URL
https://test-takers.psiexams.com/api/content/bulletin/3560
Last verified date
2026-08-25
Verification status
Verified
Review / recheck date
2026-09-25

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