Pennsylvania recognizes Accident and Health as a separate producer authority. The ordinary pathway uses 24 approved prelicensing credits, standalone PSI exam 16-02, an application, and fingerprints after the application.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Resident individual applicant
- General eligibility explanation
- Ordinary first-time Pennsylvania resident individual seeking Accident and Health authority.
Prelicensing education
- Prelicensing education required
- Yes
- Required education hours
- 24
- Education requirement explanation
- Complete 24 approved prelicensing credits unless a listed exemption applies.
- Exemptions available
- Yes
- Exemption explanation
- Pennsylvania publishes credential and experience exemptions; confirm the applicant-specific basis before omitting education or examination.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- Apply first, then register with IdentoGO using service code 1KGBGJ. The current official fingerprint schedule is $26.20.
Application
- Application required
- Yes
- Application fee
- $55 resident individual producer fee; filing-channel transaction charge may be additional.
- Application channel / system
- Sircon or NIPR
- Application instructions
- Complete education and pass exam 16-02, apply through Sircon or NIPR, then complete fingerprints.
- Official application reference
- https://www.pa.gov/agencies/insurance/licensing/licensees/initial-insurance-producer-licensing-process
Renewal & maintenance
- Renewal cycle
- Two years, based on birth month
- Renewal fee
- $55 timely renewal; $165 lapsed renewal
- CE required
- Yes
- CE hours
- 24
- CE cycle
- Every two years
- Ethics hours
- 3 ethics hours
- CE explanation
- Complete Pennsylvania’s producer CE requirement unless an official waiver applies.
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- Confirm matching-authority and current portability requirements for movers and nonresidents.
Military / veteran / spouse
- Veteran-specific provisions
- PID may consider CE waiver requests case by case; no broader PID-specific initial veteran or spouse waiver was verified.
Source governance
- Primary authoritative source
- https://www.pa.gov/agencies/insurance/licensing/licensees/initial-insurance-producer-licensing-process
- Secondary official sources
- PSI Pennsylvania Candidate Information Booklet 7286; official exam outline 16-02; PID fingerprint schedule
- Statute / regulation reference
- Pennsylvania Insurance Department producer licensing requirements
- Source reference URL
- https://test-takers.psiexams.com/api/content/bulletin/7286
- Last verified date
- 2026-08-24
- Verification status
- Verified
- Review / recheck date
- 2026-11-24
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