California regulates a separate Accident and Health or Sickness Agent authority. The ordinary resident pathway requires the one-time 12-hour Ethics and California Insurance Code course, the standalone examination, a Sircon application, and fingerprints after CDI receives the application.
Eligibility
- Minimum age
- 18
- Residency requirement / status
- Resident individual applicant
- General eligibility explanation
- Ordinary first-time California resident individual seeking Accident and Health or Sickness authority.
Prelicensing education
- Prelicensing education required
- Yes
- Required education hours
- 12
- Education requirement explanation
- Complete the approved one-time 12-hour Ethics and California Insurance Code course before license issuance. Product-specific line education is no longer required.
- Exemptions available
- Yes
- Exemption explanation
- A qualifying same-authority mover may receive examination relief but must complete the 12-hour course and resident fingerprints. Confirm matching authority and 90-day timing.
Background
- Fingerprints required
- Yes
- Background check required
- Yes
- Fingerprint / background instructions
- Submit fingerprints only after CDI has received the application. Capital Live Scan publishes a $74 total: $17 FBI, $32 DOJ, and $25 vendor fee. Retain BCIA 8016 and ATI details for a rejected-impression retake.
Application
- Application required
- Yes
- Application fee
- $188 filing fee. An applicant-specific Sircon transaction charge may appear; confirm before checkout.
- Application channel / system
- Sircon
- Application instructions
- Complete the 12-hour course before issuance; begin PSI registration; submit the Sircon application when PSI refers the first-time candidate; pass the exam; complete fingerprints after CDI receives the application.
- Official application reference
- https://www.sircon.com/landingPages/states/california/content.jsp
Renewal & maintenance
- Renewal cycle
- Two years
- Renewal fee
- $188 renewal; $282 late renewal
- CE required
- Yes
- CE hours
- 24
- CE cycle
- Every two years
- Ethics hours
- 3 ethics hours, including 1 hour of fraud training
- CE explanation
- Complete producer CE subject to CDI exemptions and active-duty provisions.
Portability
- Nonresident licensing available
- Yes
- Reciprocity / nonresident overview
- Qualifying matching-authority movers may receive exam relief; the 12-hour course, fingerprints, matching authority, and timing rules still apply.
Military / veteran / spouse
- Veteran-specific provisions
- Qualifying active military service suspends renewal requirements during service; no A/H-specific initial licensing waiver was verified.
Source governance
- Primary authoritative source
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/accident-health/
- Secondary official sources
- CDI/PSI Candidate Information Bulletin 2562, revised March 2026; CDI Licensing Fees; CDI remote-testing FAQ; CDI mover guidance
- Statute / regulation reference
- California Insurance Code §§ 1675, 1749 and 1749.3
- Source reference URL
- https://test-takers.psiexams.com/api/content/bulletin/2562
- Last verified date
- 2026-08-24
- Verification status
- Verified
- Review / recheck date
- 2026-11-24
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